For CPAs, Enrolled Agents and Financial Planners in California and Utah
Expand your practice by providing
Home Mortgages to your clients.
Here's Our Big Idea!
Trusted Advisor Financial Professionals (like CPAs, Enrolled Agents, Financial Planners, Insurance Agents, etc) are continuously looking for ways to expand their practice.
Sometimes accounting pros expand into insurance and investments, and investment pros expand into insurance and tax services. Insurance pros expand into the other areas.
One of the easiest ways to expand that is most often overlooked is to provide home mortgages to your clients. Most people think this is difficult. We have patented systems and business methods that make this very easy.
We call this system Cypher™ and this is a great way for you to earn extra money and more firmly cement your relationship with your clients.
There is a lot of bad advice in the mortgage industry. If one of your clients with a typical $500,000 home loan applies at a big box online lender they are likely to pay 3 points + closing costs to get a lower rate. That's almost $20,000. Is that in their best interests?
For most people it is not. In hindsight it is almost NEVER in a client's best interests but sweatshop lenders use confusing charts to make it look like a good deal. Here are some benefits of working with us:
The client receives the assurance of working with their trusted financial advisor to get their home loan and receives competitive rates.
Long Term Rate Tracking
The client knows that their trusted financial advisor will reach out to them automatically in the future any time they can save money with a low cost refinance.
The trusted financial advisor knows that their client is being treated honestly and fairly.
Better Quality Clients
The lender gets the best quality loans in the industry. Your clients are far more likely to pay on time compared to the public at large.
The Patented Cypher™ system is unique within the mortgage broker community.
Give us 20 minutes on a Zoom call to explain the benefits of the system.
If it's a fit then you can work on the required education and get the licenses you need.
Each home loan you originate will take you about an hour and most will close in less than 30 days. Think about it this way: Your client will never try to replace your professional services with a web site, if every time rates drop you refinance their home loan and pay all of their closing costs!
More Cypher™ Features
The Cypher system and business method has continuously evolved and improved
for more than twenty years. Take a look at some of the features.