Independent mortgage broker · Moraga, California
Your trusted partner in the world of mortgages.
Whether you are a first time homebuyer, looking to refinance your current mortgage, or simply exploring your options, we’re here to help, with personalized, attentive service and expert advice every step of the way.
Why work with a broker?
- We are not limited to a single lender’s offerings.
- Ongoing rate monitoring with RateAnalyzer after you close.
- Applications taken live by video, phone or in our office, not a long online form.
- An established, independent broker founded in 1990.
200+ banks & lenders
Loans placed with more than 200 banks and lenders over the years
Licensed CA mortgage broker
NMLS 18766 · CA DRE 01121628
By appointment in Moraga
Or by video and phone, anywhere in California
How can we help?
Pick the path that fits you. Our team of experienced loan officers will guide you from there.
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Buy a home
From your first home to a rental property, we shop your loan across our lender network to fit your specific needs and goals.
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Refinance
If we can save you money right now and the lender is willing to pay the closing costs, it is almost always a smart move. RateAnalyzer watches for that moment.
Age 55+ and 62+
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Reverse mortgages
FHA HECM, jumbo/proprietary options, and Reverse Equity Advantage by Wymac, which lets you take cash now and set aside 10%–40% of your home’s value for later or for your heirs.
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For CPAs & financial professionals
Help your clients with their biggest financial decision, without sending them elsewhere. A licensed partnership, not a referral arrangement.
How it works
Smooth and stress-free, from first conversation to closing.
1
Talk with our team
Book a time by video, phone or in our Moraga office. We take the time to understand your unique situation and answer your questions.
2
We shop the market
As a broker we compare options from our lender network and recommend the mortgage solution that fits your goals.
3
Close, and we keep watching
We guide you through every step to closing, then keep monitoring your rate so you know when refinancing makes sense again.
Latest videos
Latest videos from Russell
Quick takes on rates, the housing market and reverse mortgages from our team at Wymac Capital. New videos appear here automatically.
Ready to explore your options?
Contact us today to learn more about our services and how we can help you achieve your mortgage goals.